Understanding Home Care Costs

If you are considering Home Care either for yourself or a family member it is important that you have a complete understanding of the practicalities involved in organising care at home.

Whether you are looking for information on average costs, organising a Care Needs Assessment or funding thresholds then TrustedCare is here to answer your queries.

How much should I expect to pay for Home Care?

The cost of home care varies from county to county and region to region. Typically, the average cost of home care is higher in the South of England than the North of England. Normally the cost of care is relative to the region you live-in, it follows suit that average house prices are also higher in the South of England than the North.

As well as the cost of care differing between regions, the cost of care also differs between individual home care providers within the region. In order to find out the exact cost of home care it is best to ring home care providers directly and discuss their fees with the Service Manager.

Below is a table outlining the average hourly cost of home care in the different regions of England. This data is a culmination of the average prices from mystery shopping a number of home care provider’s from each county within each region.

Region Average cost of Home Care
East of England £19.05 per hour
East Midlands £17.85 per hour
Greater London £19.85 per hour
North East England £16.60 per hour
North West England £17.80 per hour
South East England £20.20 per hour
South West England £20.50 per hour
West Midlands £18.55 per hour
Yorkshire & The Humber £17.40 per hour

For free, help and support searching for Home Care across the UK get in touch with our friendly team of Care Advisers 7-days a week.

Do I have to pay for my own home care?

If you require home care, you may be eligible for funding support from your local authority depending on your personal savings and assets. The thresholds for receiving funding support from your Local Authority differ depending on where you live in the United Kingdom:

Country Funding thresholds
England £23,250 or less
Wales £30,000 or less
Scotland £26,500 or less
Northern Ireland £23,250 or less

Even if you meet the funding thresholds stated above you will still be required to contribute towards the cost of your care. If you receive a regular income i.e. from a private pension, government pension or any benefits, then your Local Authority will consider this as income that can be put towards covering the cost of care.

I have savings of less than £23,250 what's my next step to setting up home care?

The first thing you should do is get in touch with your Local Authority (LA) and ask that a Social Worker carries out a Care Needs Assessment. Providing the Social Worker agrees that you require support to live within your own home funding will be awarded.

The Social Worker will then do one of the following:

  • Find a Home Care company for you who will accept the LA-funded rate of pay
  • Ask you to find a Home Care company that accepts the LA-funded rate of pay and then organise for payments to be made directly to the Home Care company
  • Organise Direct Payments to your bank account which you can then spend on a Home Care service of your choice

I don't meet the eligibility threshold for local authority funded care, what do I do next?

If you are privately funding your care then you can either request that a Social Worker supports you with information or shortlist Home Care services for yourself.

You can contact your Local Authority and ask to be assigned to a Social Worker who will conduct a Care Needs Assessment before supporting you in your search for care. The average waiting times for a Care Needs Assessments varies from county-to-county. The average time for a non-urgent Care Needs Assessment is between four to twelve weeks.

If your need for home care is immediate then it is easy to shortlist care services for yourself. It is easy to search for home care services in your location via TrustedCare.co.uk. Through the providers profile on TrustedCare you can view a wealth of useful information and get in touch with the provider directly.

Alternatively, you can contact TrustedCare’s team of specialist Care Advisers 7-days a week via phone, email or live-chat. Your Adviser will be delighted to talk through your requirements and then share information on home care providers in your area who should be able to support.

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